Overview

Merchant accounts held at acquiring banks for processing credit card transactions are a valuable resource for Merchants, Banks, and the ISOs/MSPs who set up these accounts. Anything which disrupts the ability of Merchants, ISOs/MSPs and Banks to smoothly operate these Merchant Accounts, harms the entire industry. Curiously, the law, regulations & guidelines which apply to merchant credit card transactions can often be obscure, elusive and ill-defined at best. The devastating result is that Merchants, Banks, ISOs/MSPs, and the Card Issuing entities themselves (Issuing Banks, MasterCard and Visa) all lose valuable income.

MerchantCreditCardLaw.com provides information designed to facilitate merchant bankcard processing. Information includes informal (out-of-court) resolution of merchant account problems MasterCard, Visa, Acquiring Banks, ISOs/MSPs, Processors, and Merchants. Emphasis is placed on preventing incidents which cause Acquirer and Merchant loss, account termination, MATCH listing, fraud, chargebacks, and upon restoring valuable merchant accounts in an extremely competitive credit card acquiring industry.