Reference Materials

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The Green Sheet Book Review: Understanding Merchant Accounts (PDF format)
The Green Sheet, 04:10:04 - October, 2004
The book, "What Every Business Should Know About Accepting Credit Cards," is an authoritative primer on the merchant account relationship. It's written for merchants but could also prove to be a valuable tool for merchant level salespeople (MLSs). The book features easy-to-read chapters on all the basics: the card transaction cycle and merchant account risks and fraud, plus a detailed set of best practices.

MerchantCreditCardLaw.com joins The Green Sheet Advisory Board (PDF format)
The Green Sheet, 02:12:02 - December, 2002
MerchantCreditCardLaw.com was first mentioned in The Green Sheet in 1997, and since has contributed a number of articles for the publication.

"Reading is Fundamental" (PDF format)
The Green Sheet, 00:07:02 - July 2002
If the massive efforts of practically every company in the bank card industry are embodied in the terms of a merchant agreement, shouldnít you at least read it? Surprisingly, despite the tremendous resources expended to build solid businesses and maintain strong merchant account portfolios, many operations never bother to read, review, and understand the terms of their merchant agreements.

"Who's on first? The Curious Effects of Mergers & Acquisitions" (PDF format)
The Green Sheet, 01:12:01 - December 2001
For those of us who are old enough to remember, you may recall the comedy team of Abbott & Costello and their trademark play on words routine entitled, "Who's on First?" The premise is that Abbott & Costello are watching a baseball game. Costello is trying to determine the names of the infield players. So, they engage in a humorous exchange in which Costello asks Abbott, "Who's on first?"

"Attorneys to the Rescue" Company Profile (2000) (PDF format)
The Green Sheet
Are you an ISO or MSP dealing with a troubled/MATCH listed merchant account or a merchant with a credit card problem? If so, help is on the way! MerchantCreditCardLaw.com has concentrated in legal dilemmas associated with merchant processing since 2003!

"The Importance of Merchant Education" (PDF format)
The Green Sheet, 00:09:01 - September 2000
MerchantCreditCardLaw.com's contributors have observed that ignorance causes tremendous, yet preventable, loss to the entire bank card industry every year. Exploring the definition of ignorance, Black's Law Dictionary defines it as "the want or absence of knowledge, [being] unaware or uninformed." "If BCL had $100 for every time we heard a merchant say, 'I didn't know ________' in connection with losing their merchant account or experiencing a significant monetary loss, we would probably be comfortably retired by now."

"Attorney to the Rescue Follow Up" (PDF format)
The Green Sheet, 99:04:02, April 1999
The MerchantCreditCardLaw.com site was created due to the fact that the laws and regulations that apply to merchant credit card transactions can often be obscure and ill defined. MerchantCreditCardLaw.com is committed to forging relationships with banks, ISOs/MSPs, as well as the security and risk personnel of MasterCard International and VisaUSA to resolve merchant account problems and restore credit card accounts. The goal is to address and resolve many of the issues which disrupt the merchant's ability to accept credit cards and the ISO's/MSP's ability to establish accounts for acquiring banks.

"Attorney to the Rescue" (PDF format)
The Green Sheet, 97:07:01 - July 1997
The highly competitive business of merchant bankcard processing requires the ability to both procure and retain one's clients and customers. MerchantCreditCardLaw.com has observed over the last several years (1994-1997), that many existing or prospective clients of banks and ISOs are listed on a Terminated Merchant File such as those of MasterCard International or Visa USA.